The couple in this photo seem so very proper to me. The woman has a scarf of some kind covering her hair and I’d guess she is holding a Bible or prayer book in her lap. The man looks like a sea captain or former military man to me, with the long double breasted coat and whiskers. The photo is very damaged, the original being about 8×10.
The thing that is so odd about this photo is the back of it:
Although time and wear have damaged the image, this was definitely a photograph mounted on the cardstock. Do you think this might be our proper sea captain in his younger days?