This is another anonymous CdV from the 1860s. Not only do the characteristics of the presentation card tell us that, but also the girl’s hair (center part) and dress. This is a fairly standard gathered front dress with a busy pattern that won’t show wear or dirt. She is not wearing gloves, but her hat reminds me of something my mother wore in the 1950s, not an 1860s style hat. The photo is not in the best shape, there is a lot of aging on the image, but I believe the cheeks may be hand tinted.