This Christmas card features a red border, red, green and black inks as well as gold metallic ink, all depicting flowers, holly and a lantern. The sentiment is:
A bright and happy Christmas Season / and all good wishes for the Coming Year
Stena K. Hetland
It is possible the sender was Stena K Hetland of Colorado and Iowa. I found someone with that name, born June 23, 1894, died May 1984. She was a teacher of history and English at Edgewater High School in 1947. Believe it or not, I found at least two other matches to the name, one spelled Stina and one lacking the middle initial. All three were born in a ten year span and two of them lived in Iowa.