This photo is one of the batch I bought at Keepers, and I can see this lovey image framed and on someone’s piano, perhaps in the sunny conservatory. The hairstyle is the late 19th/early 20th century Gibson Girl style although the dress leads me to believe it’s a bit later, perhaps early teens. The girl looks quite young in the face; she’s wearing a bracelet on her left arm and possible a ring on her right ring finger. The photographer name is S. R. Cormish or Cornish of Columbus, Indiana.
UPDATED: Intense Guy found a reference from 1916 that JR Cornish had retired from the Cornish Brothers photography business and that the business would continue as SR Cornish. So we can safely date this photograph to 1916 or later.